๐Ÿ“Š Today's Mortgage Rates

Current Mortgage Rates

Updated daily. Compare 30-year fixed, 15-year fixed, FHA, VA, and jumbo loan rates from top lenders.

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๐Ÿ“ˆ Today's Rates
30-Year Fixed
6.44%
โ†“ 0.01%
National average
15-Year Fixed
6.01%
โ†“ 0.00%
National average
FHA 30-Year
6.15%
โ†“ 0.02%
With MI
VA 30-Year
6.10%
โ†“ 0.01%
For eligible veterans
Jumbo 30-Year
6.65%
โ†‘ 0.02%
$766k+
5/1 ARM
5.85%
โ†“ 0.03%
Adjusts after 5 yrs
๐Ÿก๏ธ Loan Types

30-Year Fixed

The most popular mortgage in America. Stable payments for the life of the loan. Higher rate than 15-year but lower monthly payment.

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15-Year Fixed

Pay less interest over the life of the loan. Higher monthly payment but you'll own your home sooner and build equity faster.

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FHA Loans

Government-backed loans with lower credit requirements. Great for first-time buyers with scores as low as 580.

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VA Loans

Zero down payment for veterans and active-duty military. No PMI required. Some of the best rates available.

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Jumbo Loans

For loan amounts above $766,550 (most areas). Slightly higher rates but allows financing of luxury properties.

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5/1 ARM

Lower initial rate that adjusts after 5 years. Good if you plan to move or refinance within 5-7 years.

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๐Ÿงฎ Mortgage Calculators

Payment Calculator

Calculate your monthly principal and interest payment based on loan amount, rate, and term.

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Loan Comparison

Compare two loan options side-by-side โ€” see which saves you more over the life of the loan.

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Early Payoff

See how much interest you save by making extra payments toward principal each month.

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๐Ÿ“š Learn About Rates