ADVERTISING DISCLOSURE

Updated: August 26, 2026

No current rate advertisement: FreeRatesUpdate.com does not currently publish a specific interest rate, APR, payment, savings amount, or personalized lender offer on its homepage or mortgage-rate information page.

Any rate shown in a written offer from a third-party provider is that provider's offer—not a rate set, approved, or guaranteed by FreeRatesUpdate.com.

Our Role

FreeRatesUpdate.com is an information and marketing lead-generation service. It is not a lender and does not make loans, approve or prequalify applicants, issue commitments, underwrite loans, or lock rates.
The website form is an information request, not an application for credit or a promise that a provider will contact you or offer any product.
If a third-party mortgage professional or lender responds to an inquiry, that party—not FreeRatesUpdate.com—determines eligibility, availability, rates, APRs, points, fees, payments, and other terms.
FreeRatesUpdate.com may receive compensation for advertising, leads, or referrals. Compensation may affect whether and where an advertiser or provider appears.

How to Evaluate an Offer

Interest rates can change daily. Compare written Loan Estimates for the same type and amount of loan issued on the same day.
Review the interest rate, APR, points, lender credits, closing costs, cash to close, monthly payment, and any adjustable-rate features.
Do not treat a national survey average as an offer available to you. Freddie Mac's PMMS is a weekly national average for defined survey criteria.

For independent comparison guidance, see the Consumer Financial Protection Bureau's Loan Estimate guide. For weekly national survey context, see Freddie Mac's PMMS.

Privacy and Contact

Review the Privacy Policy before submitting information. Do not submit an SSN, date of birth, bank account number, or other sensitive financial identifier through the website form.