FreeRatesUpdate.com
New: quick info request • no pressure

Compare mortgage options in minutes.

Purchase or refinance. Tell us the basics and we’ll send back rate options that match your goals. No spam — just a clear answer.

4.3%
Rate (example)
APR* 4.7% fixed Term 15‑yr cash‑out
*Advertising disclosure: see details. Rates/APR vary by credit, property, loan amount, and market conditions.

Choose loan type

Participating lenders

Rocket
AmeriSave
loanDepot
Local Bank
Credit Union
Wholesale

Request information

Send the basics and we’ll follow up with options. If you prefer a call/text, include your phone.

FreeRatesUpdate.com is a marketing lead generator and information service. We are not a lender and we do not offer loan approvals or underwriting decisions through this website. Loan options and rates (if discussed) are provided by licensed mortgage professionals and are subject to borrower qualification and lender guidelines. Do not submit sensitive personal information (SSN, DOB, account numbers) through this form.
This message goes to our team inbox. Standard message/data rates may apply if you opt into text/calls.

What you can do here

simple, fast, and transparent

Lower your rate

If it makes sense, we’ll show options that could reduce your payment or total interest — without the endless back‑and‑forth.

Shorten your term

Compare 30‑year vs 15‑year scenarios and see what your payment looks like at today’s market options.

Use home equity

Considering cash‑out or HELOC? We’ll outline tradeoffs, estimated costs, and the clean next step.

VA loans for veterans

fast comparisons • simple next step

Why VA loans are a big deal

Many eligible veterans can buy with $0 down and competitive pricing. In many cases there’s no monthly mortgage insurance — which can make a huge difference long-term.

Not sure if you qualify?

Eligibility and entitlement can be confusing. Submit the form and we’ll help you understand your options, compare VA vs conventional/FHA, and map the clean next step.

Borrowers love how simple this is

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Testimonials reflect individual experiences. Results and timelines vary by borrower and lender.