Official Sources for Common Mortgage Program Types
General information only. This page is not a loan offer, application, approval, or personalized financial advice. Rates, costs, eligibility, and program rules depend on the provider, date, borrower, property, and loan terms.
Why official sources matter
Program requirements, limits, fees, property rules, and lender overlays can change. A short comparison article cannot determine eligibility or reproduce every current rule.
Use the program administrator's current guidance and a written offer from an approved or participating lender for your specific scenario.
Program directory
HUD information about FHA-insured loans ↗
VA purchase-loan eligibility and program guidance ↗
Compare costs, not labels
For any program, compare the same loan amount and term. Review the rate, APR, points, mortgage insurance or program fees when applicable, closing costs, cash to close, and total payment shown in the provider's disclosures.